Visit Cost Estimator — Know the Price Before You Walk In
Choose a service and add any tests or extras to see an instant estimate in USD and NPR. The desk confirms the exact figure before anything is performed — if the estimate changes during your visit, you hear about it first, never on the bill.
Includes your stamped English ICD-10 medical report + itemized receipt for insurance. Indicative rate NPR 135 = $1 USD.
The Cost Transparency Principle
Medical costs in Kathmandu are lower than Western countries but still require planning — the tourist who assumes "it will be cheap" may still face a bill they did not expect. Our approach is pricing transparency: fixed consultation fee, quoted costs for additional services, and documentation that makes insurance reimbursement possible. The cost is known before the service.
Typical cost reference
- Consultation — $35 fixed
- Lab tests — $5–20 common tests
- Wound care — $15–45 complexity-dependent
- Vaccinations — $15–60 per vaccine
- IV fluids — $50–80
The Insurance Variable
The out-of-pocket cost is what you pay at the clinic; the insurance reimbursement is what you recover later. The math changes if you have coverage — the $35 consultation may be fully reimbursed, making the net cost zero. The uninsured traveler pays the full amount; the insured traveler pays it and claims it back. The coverage status determines the real cost.
The Consultation
Consultation cost — the base that is quoted (the first visit that may be more). For the estimate, the consultation that is included.
The Additional
Additional cost — the lab, the imaging, the procedure, the medication that adds. For the total, the itemized that is provided.
The Consultation Cost
Consultation cost range — the general visit (the base fee that is quoted), the follow-up (the reduced that may apply), and the urgent visit (the premium that may be charged). For the estimate, the visit type that is selected.
The Itemized Cost
Itemized cost breakdown — the lab test (the per-test that is priced), the imaging (the X-ray, the ultrasound that varies), the procedure (the wound care, the IV that is itemized), and the medication (the dispensing that is added).
The Insurance Reimbursement
Estimator + insurance — the estimated total that maps to the claimable amount (the itemized receipt that matches). For the insured, the estimate that becomes the claim.
What Changes the Estimate
Estimate variance — the added test or the treatment course (the confirmed-before that adjusts). For the accurate budget, the at-visit confirmation that finalizes.
The NPR Receipt
Estimator receipt — the NPR-issued with the USD equivalent (the claim-ready that is printed). For the insured, the documented that is the standard.
The Deposit Rule
Clinic deposit — the none-for-consult (the ~$40 paid-at-checkout). For the visitor, the simple that is the policy.
How much does healthcare cost in Kathmandu?
Significantly less than Western countries — a clinic consultation is $35, common lab tests $5–20, most medications a fraction of US/EU prices. Even hospital care is cheaper than Western equivalents. The cost barrier that exists elsewhere is much lower here.
What is the typical cost of common services?
Consultation $35, lab tests $5–20, wound care $15–45, vaccinations $15–60, IV fluids $50–80, X-ray $30–50, medical certificates $25–50. For serious conditions requiring hospitalization, costs rise but remain below Western equivalents — a hospital stay that is $5,000+ in the US may be $500–1,500 here.
Does insurance cover treatment costs?
Most travel insurance reimburses our services — the documentation we provide supports claims. Payment is upfront at the clinic; insurance reimbursement follows the claim. For expensive care, pre-authorization with the insurer helps ensure coverage before costs are incurred.
What about unexpected medical costs?
We quote before procedures — no surprise billing. For conditions requiring referral to hospital or specialist, we explain expected costs upfront. The bill that surprises you later is the failure of communication; our policy is transparency before treatment.
How do I budget for medical emergencies?
Travel insurance should cover emergency care — verify your coverage limits (some policies cap at $10,000–$100,000). For minor illness, $100–200 covers most clinic visits. For serious emergencies requiring hospitalization or evacuation, insurance is essential — the $10,000 helicopter rescue is not a cash expense.
